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ICL is a leading financial services providing company established and emerged in 1991 with a registration under the companies Act 1956 and expanded its operation into non-banking financial sector in 1999 with the approval of reserve bank of India. Few decades back on a strong launching at Chennai and Kerala, ICL grew up and enlarged its operations to the business of loans and advances, both personal and business, hire-purchase loans, gold loans, home appliance loans, money transfer, forex, travel and tourism etc.